Auto Loan Resources
Protect the Vehicle You're Financing
Financing a vehicle is a significant investment. GECU offers optional protection products that may help reduce the financial impact of certain unexpected events that standard auto insurance may not fully cover.
Protection Options
Guaranteed Asset Protection (GAP)
If your vehicle is totaled or stolen, standard auto insurance typically only pays the actual cash value — which may be less than what you still owe on your loan. GAP coverage pays the difference, so you’re not stuck making payments on a car you no longer have. Subject to the terms of the protection agreement.
Mechanical Breakdown Protection
Think of this as an extended warranty that goes above and beyond the factory’s coverage. If something breaks down after your manufacturer’s warranty expires, Mechanical Breakdown Protection has you covered for a wide range of repairs.
OMNI Protect / OMNI Protect +
Omni Protect is a bundled protection product that combines several types of coverage into one convenient package. Ask a GECU team member which coverage options are included and whether it’s right for your situation.
We're Here to Help
Have Questions?
Talk with a GECU lending team member before deciding whether an optional protection product is right for you.