Current Loan Rates
Competitive Rates. Local Guidance.
Explore current GECU rates for vehicle, home and personal lending below.
Your approved rate will depend on factors including creditworthiness, loan type, collateral and term.
Have questions about which option may fit your needs? Our lending team is here to help.
Auto Loan Rates
New & Used Auto
| Term | Collateral Type | APR Rate |
|---|---|---|
| Up to 8 Years | New | As Low As 3.99% |
| Up to 8 Years | Used | As Low As 4.75% |
Motorcycles
| Term | Collateral Type | APR Rate |
|---|---|---|
| Up to 9 Years | New | As Low As 5.25% |
| Up to 7 Years | Used | As Low As 5.75% |
Boats
| Term | Collateral Type | APR Rate |
|---|---|---|
| Up to 15 Years | New | As Low As 5.00% |
| Up to 15 Years | Used | As Low As 5.50% |
Campers / Travel Trailers
| Term | Collateral Type | APR Rate |
|---|---|---|
| Up to 20 Years | New | As Low As 4.50% |
| Up to 20 Years | Used | As Low As 5.00% |
Motor Homes
| Term | Collateral Type | APR Rate |
|---|---|---|
| Up to 20 Years | New | As Low As 4.50% |
| Up to 20 Years | Used | As Low As 5.00% |
Equipment / Big Toy
| Term | Collateral Type | APR Rate |
|---|---|---|
| Up to 10 Years | New | As Low As 7.00% |
| Up to 10 Years | Used | As Low As 7.50% |
Home Loan Rates
Mortgage
First-time, Conventional and VA Financing Options
Please call one of our knowledgeable Mortgage Originators at (423) 283-4300 today to find out our current rates.
Home Equity Line of Credit (HELOC)
| Term | Base Rate | Loan Amount |
|---|---|---|
| Call for Details | As Low As 7.00% | $10,000 minimum and up to 90% of property's value |
Personal Loan Rates
Personal Loan / Consolidation
| Term | APR Rate |
|---|---|
| Up to 5 Years | As Low As 7.99% |
Credit Starter / Credit Builder
| Loan Amount | APR Rate |
|---|---|
| $500 - $1,000 | As Low As 6.00% |
Personal Line of Credit
| Loan Amount | APR Rate |
|---|---|
| $2,500 - $25,000 | Variable As Low As 11.00% |
Share or Certificate of Deposit Secured
| Term | APR Rate | Loan Amount |
|---|---|---|
| Up to 10 Years | Current Savings / Certificate of Deposit rate +3.00% | $500 and up |
Overdraft Line of Credit
| Loan Amount | APR Rate |
|---|---|
| $500 | 17.90% |
| $1,000 |
17.90% |
VISA Credit Card
| Card | APR Rate |
|---|---|
| GECU VISA | As Low As 8.90% |
Interest rates are subject to change without notice. Rates are stated as Annual Percentage Rate (APR) and applied as simple interest on the unpaid balance. Approved loan amount is determined by the applicant’s credit score, terms, and conditions.