Current Account Rates
Put Your Savings to Work
Explore current dividend rates and Annual Percentage Yields for eligible GECU savings accounts, money market accounts and certificates of deposit.
Not sure which savings option fits your goal? Talk with our team and we'll help you understand the differences.
Savings
| Dividend Rate | Annual Percentage Yield (APY) | Dividends Compounded and Credited | Minimum Opening Deposit | Minimum Balance to Earn the Stated APY | |
|---|---|---|---|---|---|
| Primary Savings | 0.200% | 0.20% | Quarterly | $5.00 | $500.00 |
| Youth Savings | 0.350% | 0.35% | Quarterly | $5.00 | $100.00 |
| Special Purpose Savings | 0.150% | 0.15% | Quarterly | $5.00 | $500.00 |
| Money Market | 0.200% | 0.20% | Monthly | $2,500 | $2,500.00 |
| Money Market | 0.449% | 0.45% | Monthly | $2,500 | $10,000.00 |
| $50,000.00 or greater | 0.648% | 0.65% | Monthly | $2,500 | $50,000.00 |
| Christmas Savings | 0.150% | 0.15% | Quarterly | $5.00 | $0.00 |
Certificates of Deposit
Certificates of Deposit are available for any of the following terms; minimum balance of $500.00.
The Credit Union may offer other special terms and rates for these accounts from time to time. Certificate rates are subject to change without notice, penalty applied for early withdrawal of funds.
| Term | APR | APY | Frequency of Compounding |
|---|---|---|---|
| 6 months | 2.750% | 2.75% | At Maturity |
| 12 months | 2.918% | 2.95% | Quarterly |
| 24 months | 3.211% | 3.25% | Quarterly |
| 36 months | 3.211% | 3.25% | Quarterly |
| 48 months | 3.455% | 3.50% | Quarterly |
| 60 months | 3.455% | 3.50% | Quarterly |
Special Youth Certificates of Deposit
| Term | APR | APY | Frequency of Compounding | Minimum Opening Deposit |
|---|---|---|---|---|
| Youth Certificate of Deposit | 3.941% | 4.00% | Quarterly | $100.00 |
| Teen Certificate of Deposit | 4.909% | 5.00% | Quarterly | $100.00 |
Checking
| Rate Type | Dividend Rate | Annual Percentage Yield (APY) | Dividends Compounded and Credited | Minimum Opening Deposit | Minimum Balance to Avoid a Service Fee |
|---|---|---|---|---|---|
| Greater Cash Back | N/A | N/A | N/A | $25.00 | $0.00 |
| Greater Eats | N/A | N/A | N/A | $25.00 | $0.00 |
| Experience Checking | N/A | N/A | N/A | $25.00 | $0.00 |
| Fresh Start Checking | N/A | N/A | N/A | $25.00 | $0.00 |
Rates are subject to change without notice. Fees or other conditions could reduce earnings on your account. Contact GECU for complete account disclosures.