Checking Accounts
Checking That Fits How You Live
Your checking account is at the center of everyday life. GECU gives you options designed around the way you spend, save and manage your money, with convenient Digital Banking and local help when you need it.
Get Rewarded for Everyday Spending
Greater Cash Back is a free checking account that rewards eligible debit card purchases when monthly qualifications are met.
Benefits:
- Earn 6.00% cash back on eligible debit card purchases
- No purchase-category restrictions
- Earn cash back on up to $200 in purchases each month
- Earn up to $12 per month or $144 per year
- Nationwide ATM withdrawal fee refunds up to $25 monthly
- No monthly maintenance fee
- No minimum balance required to earn rewards
- $25 minimum opening deposit
To earn monthly rewards:
- Have at least one direct deposit, ACH transaction or Bill Pay transaction post and settle during the qualification cycle
- Make at least 12 debit card purchases that post and settle during the qualification cycle
- Be enrolled in and agree to receive eStatements
Didn't meet the qualifications this month? Your account remains free, and you can begin earning rewards again during the next cycle you qualify.
A Little More Back on the Purchases Already on Your List
Greater Eats is a free rewards checking account that pays cash back on eligible purchases at participating grocery stores and food-delivery services when monthly qualifications are met.
Benefits:
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Earn cash back on up to $250 in eligible purchases each month.
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Earn 6.00% cash back on eligible purchases
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Earn up to $15 per month or $180 per year
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Nationwide ATM withdrawal fee refunds up to $25 monthly
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No monthly maintenance fee
-
No minimum balance required to earn rewards
- $25 minimum opening deposit
To earn monthly rewards:
- Have at least one direct deposit, ACH transaction or Bill Pay transaction post and settle during the qualification cycle
- Make at least 12 debit card purchases that post and settle during the qualification cycle
- Be enrolled in and agree to receive eStatements
Didn't qualify this month? Your account remains free, and you can begin earning rewards again during the next cycle you qualify.
Straightforward Checking for Everyday Banking
Experience Checking gives members the everyday account features they need without unnecessary complexity.
- No monthly service fee
- Free checks
- No minimum balance requirement
- Overdraft protection options
- Instant-issue debit cards
- Remote Deposit availability
A Fresh Start for Your Financial Next
Financial challenges happen. Fresh Start Checking is designed for members who are ready to rebuild a positive banking history while maintaining access to essential everyday banking services.
- Free checks
- No minimum balance required
- Debit Card
- No fee for debit card usage
Your Debit Card
Debit Card Features
Your GECU debit card works everywhere Visa is accepted. Lost or stolen? Call (888) 297-3416 immediately to report it.
For fraud questions, call (800) 237-6211. To block or unblock your card, log in to your online banking account.